Realise the potential of open banking with Keel.
Integrate payment initiation, variable recurring payments, and account information services through a single, FCA-regulated API layer - without building or maintaining the infrastructure yourself.
How can open banking help your business?
Improve your products
Use real transaction data to build personalised tools, like credit assessments, spending insights, and other PFM features.
Lower your costs
Lower cost per transaction. Higher conversion. Replace card-dependent flows with account-to-account payments.
Speed up onboarding
Automate the Know Your Customer (KYC) process to streamline onboarding and reduce friction - without compromising compliance.
Personalisation and efficiency are how you challenge established financial institutions. Open banking empowers you to unlock them. Delivered securely with Keel.
The power of open banking, without the infrastructure
Easily integrate payment initiation services, variable recurring payments and account information services to unlock the power of your product. All on one single platform.
Access to 3400 banks
Our open banking licence connects you to 3400 banks so you don't have to.
RESTful APIs
Integrate and scale our open banking services within your existing systems and workflows.
FCA-regulated
Security and compliance are managed at the infrastructure level, keeping things light on your end.
Build products your users actually want
Payment initiation services (PIS)
Enable instant account-to-account payments at a lower cost with higher conversion rates than card. Ideal for e-commerce, subscriptions, and invoice settlement.
Variable recurring payments (VRP)
Provide flexible recurring mandates with real-time visibility for a direct debit alternative that puts control in your users' hands. Ideal for subscriptions, utilities, and loan repayments.
Account information services (AIS)
Offer aggregated account data, real-time balance checks and transaction categorisation. Ideal for affordability checks, PFM tools, and onboarding enrichment.